You want to buy a property?  Excellent!  Whether it is for a house, a lot without the building, or an apartment building, there is some planning to do to make sure everything goes well.  No matter what you want to buy, organize your real estate transaction with a notary, who will be able to advise you more.

The Offer to Purchase

To purchase a property, you will need to write an offer to purchase and present it to the seller.  The offer consists of putting the names of the seller and yours (the buyer) on the promise of purchase, see the certificate of location, the date the transaction is scheduled, the dimensions of the land and property, the sale price, etc.  Your notary will help you include everything, as well as a clause requiring an inspection of the premises or any other clause. This is also where the certificate of location plays an important role.

Title Review

Thereafter, the notary examines the titles, which is intended to be the verification of any transaction made on the property; the notary verify if all has been carried out in accordance with the law. This is another important step in the real estate transaction process.  Your notary will review the title to the property you wish to purchase.  He will review the history of any transactions made in the past (donation, sale, declaration of transmission, etc.) on this property to ensure that the transactions were following the applicable laws.

The Mortgage

A real estate transaction usually implies a mortgage!  Your bank sends your notary a mandate with procedures for ownership, amortization, interest rate and other elements.  Afterwards, the notary checks the municipal and school taxes.  Contact with previous creditors may be made to see the amount of the balance to be paid and the receipts for loans.  Once done, the notary will draw up the mortgage deed and you can sign the document.

We’re Getting Closer to the Goal

Once the offer to purchase and the mortgage are completed, the notary proceeds with the deed of sale which formalizes the real estate transaction.  This is where your signature and that of the seller are required.  Mortgage and sale deeds are registered in the land register to be public.  After that, you are officially the owner!  Congratulations!


As you can see, a real estate transaction is not just about saying you want to buy, and you became the owner.  There are a multitude of steps to take such as writing an offer to purchase with other conditions.  Thereafter, the mortgage has several conditions of its own, such as amortization and interest rate.

Finally, when the buyer and seller agree, it is the signature of the deed of sale – you are the owner.  In any real estate transaction, the notary knows how to advise you and make sure that everyone wins.


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